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But if this bit of information means you don't get the job, the employer has to give you an adverse notice decision. For more on an employer's responsibility under the FCRA, see www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt053.shtm 8. Investigative Consumer Reports: What Will Your Neighbors Say? Can an employer ask my friends and neighbors about me? Yes. Under the FCRA, a background check that includes interviews with "neighbors, friends, or associates" about your "character, general reputation, personal characteristics, or free credit report without a credit card Charlottesville mode of living" is called an "investigative consumer report." (The term "investigative consumer report" has a different meaning under California Law. credit score check See www.leginfo.ca.gov, Civil Code §1786.) When information about you is gathered from interviews, the FCRA requires a separate disclosure. You are also entitled to know the "nature and scope" of an investigative consumer report, but you have to ask.

For more on how the FTC staff interprets the term "investigative consumer report" and other keys topics under the FCRA, visit the FTC web site www.ftc.gov/os/statutes/fcra/index.htm 9. my free annual credit report How to Prepare for a Background Check Note: If you are concerned about whether a previous arrest, probation or conviction will show up on a background check, click here. When you know you are going to be on the job market, take the following steps to reduce the chances that you and/or the potential employer will be "surprised" by information found in the background check process: Some employers are free credit report without a credit card Charlottesville turning to third-party free credit report without a credit card Charlottesville screening companies suchas Social Intelligence to monitor and report on a potential employee’s social networking activity. view credit report free

Understand that if employers themselves monitor your Internet activity, you do not have rights under the Fair Credit Reporting Act. The Federal Trade Commission investigated Social Intelligence.